Here you find Quenstions & Answers to PSD2 API related topics.
Accounts
Q: Why is the accountlist for a paymentserviceuser empty?
A: If the payment service user does not have power of attorney of any payment accounts in the web bank, then the account list will be empty.
Q: How can I see the accountholder name?
A: You must create a consent with "allAccountsWithOwnerName". See ConsentApi.
Certificates/Onboarding
Q: Can we use more than one TPP callback uri?
A: Yes
Q: Can we change/add another callback uri to our existing app?
A: Yes
Consent
Q:
A:
Payments
Q: Why has a payment been rejected?
A: Due to client confidentiality we can not answer that question. You must ask the PSU to contact the bank.
Q: Why is an instant payment rejected instantly after PSU signed the payment?
A: An instant payment cannot be pending and will therefore immediately be rejected e.g if daily limit is exceeded or if there are insufficient funds.
Q: What are the cutoff hours for each payment type?
A: The cutoff hours for each payment type is as follows:
- domestic credit transfers: 22:30
- domestic paymentslip: 20:00
- instant domestic credit transfers: (no cut off)
- intraday domestic credit transfers: 12:30
- sepa credit transfers : (individual)
- cross border credit transfers: (individual)
Transactions
Q:
A: